Released on: October 23, 2007, 4:50 am

Press Release Author: Gracy

Industry: Financial

Press Release Summary: Inexperienced homeowners should avoid carrying out home
improvements on their own.

Press Release Body: London (loans-bazaar) October 20, 2007: Any loss resulting out
of incompetent DIY home improvements might exclude you from claiming insurance.
According to the National Home Improvement Council, inexperienced homeowners should
solicit the services of a professional to carryout the home improvement plans. It is
\"highly unlikely\" that an insurance company would cover the damage caused by DIY
incompetence.

Many homeowners prefer to redo their homes themselves. A recent report suggested
that several television programmes were a source of inspiration to many Britons.
People would take out home improvement loans if they are short of money to get their
homes done. But, these people should be cautious. Anything that you cannot tackle
should be left for the professionals.

NHIC technical consultant Andrew Leech said: \"If you knocked a wall out and you
weren\'t competent, your insurance company would look very seriously at that as being
your fault. On the other hand, if you get a person in to do it for you, then he
would have to have insurance to cover that sort of thing.\"

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